REALTORS® Federal Credit Union

Welcome to YOUR Credit Union

REALTORS® Federal Credit Union is the first ever totally virtual credit union founded by the National Association of REALTORS® (NAR). Your credit union is sensitive to the work habits and lifestyles of busy real estate professionals, most of whom are independent contractors compensated by commissions. As a member benefit through NAR’s REALTOR Benefits® Program, REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®.

The Credit Union Difference

Federal Credit Unions are not-for-profit cooperative financial institutions that are owned and operated by their members. Through the use of volunteer boards and member ownership, credit unions are able to provide highly competitive loan rates, savings rates and fewer fees than other lending institutions. Credit Unions share profits with their members (not shareholders) through the payment of dividends. Members also maintain voting rights for issues concerning operations and policy. Just as banks are overseen by the Federal Deposit Insurance Corporation (FDIC), federally chartered and insured credit unions are overseen by the National Credit Union Administration (NCUA). Just like FDIC, NCUA also provides credit union savings insurance of at least $250,000 through the National Credit Union Share Insurance Fund (NCUSIF), a savings insurance program backed by the full faith and credit of the United States Government.

Membership Eligibility

All REALTORS® (and immediate family members) are eligible for lifetime membership! To become a member you must open and maintain a Primary Savings Account at REALTORS® FCU which requires a minimum deposit of $100. Your purchase of a $100 share gives you full membership access to all of the products and services REALTORS® FCU has to offer.

Products and Services

Savings & Investments Products
Traditional Savings
Money Market Savings
Industry leading Certificate Investments
Traditional, Roth and SEP Individual Retirement Savings and Certificate Accounts

Free eChecking with MasterCard® Debit Card with no minimum balance requirement
Fee-Free ATM Transactions at Thousands of CO-OP Network & CU24 ATMs

Lending to Fit Your Needs and Build Credit
Competitive rates on Vehicle Loans, pre-approval available so you know your buying power and can shop with confidence. Online application available through your virtual branch!
Personal Loans & Lines of Credit
First Mortages and Refinancing

Your Own Virtual Branch
Remote Check Deposit
Online Bill Pay
Electronic Internal & External Transfers
Electronic Statements
Alerts & Secure Messaging

Business Products and Services
Traditional Savings
Money Market Savings
Industry leading Certificate Investments
Small Business Loan and Lines of Credit (up to $50,000)
Share Secured Loans & Lines of Credit
Sentrilock Loans



Not a Member? Not a Problem!

Joining is Easy

Personal Membership: Visit REALTORSFCU.ORG and join online today!

Business Membership: Visit REALTORSCU.ORG, click on the “Business” tab and then click “Membership” for information on how to join.

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Call a Member Care representative 24-hours a day at 866.295.6038.